Workers' Compensation

Coverage Georgia Businesses Are Required to Carry

Protecting your team, and your business, when someone gets hurt on the job β€” with an appetite that spans hundreds of classes, from day-one startups to seasoned crews.

Why Workers' Comp Here

Built for Businesses of Every Size

850+ Eligible Classes

An appetite spanning restaurants, retail, contractors, manufacturing, healthcare, clerical, and more β€” most businesses fit somewhere.

Multi-State Capabilities

Coverage for businesses operating across multiple states and locations, not just a single site.

New Ventures Eligible

Startups and new businesses can qualify in most classes, even without years of prior history.

Fast Online Quoting & Binding

Quote in minutes and bind coverage the same day, with policy documents issued in real time.

Owner/Officer Flexibility

Support for including or excluding owners and officers from coverage, depending on how your business is structured.

Claims & Return-to-Work Support

Dedicated medical management and return-to-work resources to help injured employees heal and get back on the job.

What's Covered

Workers' Compensation Protection

Statutory Workers' Compensation

Covers medical expenses and partial wage replacement for employees injured or made ill on the job, as required under Georgia law once a business meets the employee threshold.

Employer's Liability

Helps protect your business against lawsuits from work-related injuries that fall outside standard workers' comp claims β€” with limits up to $1M each accident, $1M disease policy limit, and $1M each disease.

Waiver of Subrogation

Available as an endorsement when a client contract requires you to waive the right to pursue a third party responsible for a workplace injury.

Coverage for Part-Time & Seasonal Staff

We help structure coverage that accounts for full-time, part-time, and seasonal employees as your staffing needs change.

850+
Eligible classifications
$1M
Each accident / disease limit
3+ Yrs
Experience preferred (new ventures still eligible)
24/7/365
Online policy & claims access
Who We Cover

Industries We Write

Restaurants & Food Service Retail β€” Food & Non-Food Artisan Contractors & Trades Hotels & Motels Manufacturing Clerical & Professional Services Healthcare & Social Services Beauty & Personal Care Janitorial & Cleaning Services Automobile Sales & Service Wholesale & Distribution Schools & Colleges And More
Often Paired With
Get Covered

Have Employees? Let's Get You Covered.

We'll help you understand your requirements and compare coverage options across our carrier network.

Get a Workers' Comp Quote