A practical starting point for most small and mid-sized businesses.
General liability limit options up to $1,000,000 per occurrence and $2,000,000 aggregate, standard across most BOP programs.
Business personal property, equipment breakdown, and business income coverage for a temporary shutdown, bundled into one policy.
New ventures are welcome on many programs — you don't need years of history to find a fit.
Select carriers offer online quoting and binding in minutes, with same-day coverage available.
Blanket additional insured, a crime package, and hired & non-owned auto are available depending on your class of business.
Coverage available in nearly all 50 states and the District of Columbia, with options built for your state's requirements.
Covers third-party bodily injury and property damage claims tied to your business operations, including personal and advertising injury.
Protects your building, equipment, and inventory against fire, theft, and other covered losses, with business personal property limits scaled to your business.
Helps cover lost income and ongoing expenses if a covered event forces you to temporarily close — typically with a short waiting period and up to a 12-month coverage window.
Can be added to help cover the cost of repairing or replacing equipment that breaks down unexpectedly.
Protection for a space you lease, in the event you're held responsible for property damage there — a frequent requirement from landlords.
Blanket additional insured, a crime package for employee theft or fraud, and hired & non-owned auto can be layered on depending on your business.
Figures shown reflect current carrier programs and vary by class, location, and risk. As we add more carriers to our network, additional limit and coverage options may become available.
We'll help you compare BOP options across our carrier network to find the right fit.