Privacy Policy

Effective Date: August 30, 2026

Varchas Risk Group LLC ("we," "us," or "our") operates the website varchasgroup.com. We are committed to protecting the privacy, security, and integrity of the information shared by our clients and website visitors. This Privacy Policy details how we collect, use, protect, and share your information within our independent insurance agency operations.

1. Information We Collect

To provide tailored commercial and property/casualty insurance quotes, we collect specific business and contact details, including:

• Contact Information: Name, email address, phone number, and mailing address.
• Business & Risk Information: Business type, industry category, and the general information needed to evaluate your coverage needs.
• Website Usage Data: Standard technical data such as IP address, browser type, and site usage patterns, captured to help us improve the website. We use Google Analytics to understand how visitors use our site; Google Analytics uses cookies to collect this information. You can opt out of Google Analytics tracking by installing Google's Analytics Opt-out Browser Add-on, available at tools.google.com/dlpage/gaoptout.

2. How We Use Your Information

We use the information you submit strictly to support our insurance services, including:

• Preparing multi-carrier commercial insurance quotes.
• Reviewing your coverage needs and helping design appropriate limits.
• Communicating with you about your quote request, policy renewals, or underwriting questions.
• Responding to submissions made through our "Get a Quote" form.

3. Data Sharing

As an independent insurance agency, we work with a network of carriers to shop your coverage rather than writing policies under one company.

• Carriers: We may share your business risk details with insurance carriers, but only if you move forward with a quote or application.
• No Outside Marketing Sales: We do not sell, rent, or trade your personal or business information to outside marketing companies.
• Legal Requirements: We may disclose information if required by law, by a regulatory request from the Georgia Office of Insurance and Safety Fire Commissioner (OCI), or by valid law enforcement request.

4. Data Security

We take reasonable administrative and technical measures to protect your information. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Your Choices

You can opt out of automated follow-up messages or email sequences at any time by using the unsubscribe link in our emails, or by contacting us directly at info@varchasgroup.com.

6. Changes to This Policy

We may update this Privacy Policy from time to time to reflect operational or regulatory changes. Updates take effect once posted to this page.

7. Contact Us

If you have questions about this policy or your information, reach out to:

Varchas Risk Group LLC
Phone: (404) 777-9-VRG
Email: info@varchasgroup.com
Website: varchasgroup.com