Coverage built for high-volume hospitality businesses across Georgia.
GL options up to $1,000,000/$2,000,000, sized to fit everything from a small cafe to a full bar program.
Coverage for risks with commercial cooking equipment, including BBQ pits, smokers, and tableside cooking, when proper fire suppression is in place.
Appetite extends beyond the dining room — food trucks, fast food, and concession-operated restaurants are all eligible for coverage.
New ventures with less than three years in business can still find a home here — you don't need a decade of experience to get covered.
Bars, taverns, and lounges with dance floors and live entertainment are in appetite, not automatically excluded like with many standard markets.
We shop your risk across a carrier network built for quick turnaround, so you're not waiting weeks to get your doors covered.
Defense against dram shop claims, covering bodily injury or property damage resulting from the service of alcohol to an intoxicated patron or a minor.
Protection against third-party bodily injury claims arising on dance floors, dining areas, or crowded entryways, with limit options up to $1M/$2M.
Combines general liability with commercial property coverage, protecting your kitchen equipment, interior, and inventory against fire, theft, or sudden loss.
Coverage for third-party vehicle use tied to your restaurant's operations — a fit for locations without their own delivery fleet, valet, or livery service.
Specialty clauses protecting ownership from claims stemming from physical altercations, security interventions, or patron disputes on-premises.
Figures shown reflect current carrier programs and vary by concept, location, and risk. As we add more carriers to our network, additional limit and coverage options may become available.
We'll help you compare coverage options across our carrier network for your restaurant, bar, or venue.