Commercial Auto & Trucking

Coverage for Trucks, Vans & Fleets on Georgia Roadways

Protection for businesses that depend on vehicles to operate.

Coverage Benefits

Built to Keep Your Fleet Moving

From a single work truck to a growing fleet, coverage designed around how your business actually operates on the road.

Fleet Coverage That Scales

Coordinated coverage across multiple vehicles, built to grow with you โ€” from a handful of trucks up to twenty and beyond.

Physical Damage Protection

Repair or replacement coverage after a collision, with limit options averaging up to $250,000 per vehicle depending on carrier.

Motor Truck Cargo Coverage

Protects the freight you're hauling, with limits averaging up to $500,000 per occurrence and more available through our carrier network.

Fast Quotes & Binding

Same-day quotes with 24/7 access to coverage, so you're not stuck waiting to get on the road.

Simplified Reporting

Monthly reporting options designed to reduce mid-term endorsements and paperwork.

Local to Long Haul

Coverage built for all mileage ranges, whatever your routes look like.

What's Covered

Commercial Auto & Trucking Coverage

Physical Damage Coverage

Repair or replacement coverage for your trucks and trailers, with limit options averaging $100,000 to $250,000 and deductibles starting around $2,500, depending on carrier. Enhancements like refrigeration breakdown, trailer interchange, debris removal, and temporary storage are available.

Motor Truck Cargo Coverage

Protects the freight you're hauling with limits averaging up to $500,000 per occurrence, and more available through our carrier network. Built-in enhancements include towing, rental reimbursement, loan/lease gap, trucking income coverage, and expedited repair.

Fleet Coverage

Coordinated coverage across multiple vehicles, helping simplify policy management as your fleet grows.

Non-Trucking / Bobtail Coverage

Protection for owner-operators when driving a truck for personal use or without a load, outside of dispatched trips.

Built For
Vehicle Class 3โ€“8 (Box Truck to Extra Heavy)
For-Hire Trucking Operations
Local, Regional & Long-Haul Routes
New Ventures & Established Fleets
Fleets Up to 20 Vehicles
Scheduled Driver, Vehicle & Trailer Policies
Most Commodities Eligible
And More
$500K+
Avg. Cargo Coverage Available
$250K+
Avg. Physical Damage Limit
20
Vehicles of Allowable Growth
$1,000
Starting Minimum Premium

Figures shown reflect current carrier programs and vary by risk. As we add more carriers to our network, additional limit and coverage options may become available.

Often Paired With
Get Covered

Need Coverage for Your Vehicles?

Whether it's one work truck or a growing fleet, we'll help you compare options across our carrier network.

Get a Commercial Auto Quote