Ocean & Inland Marine

Coverage for Goods and Equipment On the Move

Protection for property in transit, whether by truck, rail, or sea.

Coverage Benefits

Protection That Travels With Your Equipment

High Equipment Limits

Equipment limit options ranging from $2,500 up to $50,000 per item, scaled to the value of what you carry.

Blanket Small Tools

Small tools and miscellaneous equipment under $1,000 can be covered on a blanket basis, so you're not scheduling every item.

Rented & Leased Equipment

Coverage extends to equipment you rent, lease, or borrow — not just what you own outright.

Flexible Deductibles

Deductible options from $100 to $500 depending on the coverage tier and equipment type.

Easy Add-On to General Liability

Inland marine coverage can be added alongside your existing general liability policy.

Built for Specialty Equipment

Tailored limit options for photography/videography gear and disc jockey equipment, not just contractor tools.

What's Covered

Protection for Equipment, Tools & Cargo

Owned Equipment

Covers tools and equipment you own that move between job sites and aren't tied to one fixed location, including theft or damage in transit.

Rented & Leased Equipment

Protection for equipment you rent or lease for a job, so a loss doesn't leave you on the hook for someone else's gear.

Blanket Small Tools

A simpler way to cover miscellaneous small tools and equipment without scheduling each item individually.

Rental Reimbursement

Helps cover the cost of renting replacement equipment while yours is being repaired or replaced after a covered loss.

Business Property & Computer Equipment

For business services classes, coverage extends to business personal property along with computer hardware and software as a separate coverage.

Ocean Marine (Cargo) & Property in Transit

Covers goods shipped by sea or transported between locations — relevant for businesses moving freight through Georgia's ports.

Builders Risk

Property coverage for structures under construction, protecting materials and work-in-progress.

Built For

A Fit for Equipment-Heavy Businesses

Contractors
Business Services
Photographers & Videographers
Disc Jockeys
And More
$50K
Avg. equipment limit available, per item
$100+
Deductible options starting at
3
Coverage tiers to fit your budget
4+
Classes of business eligible

Figures shown reflect current carrier programs and vary by class, equipment type, and risk. As we add more carriers to our network, additional limit and coverage options may become available.

Often Paired With
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Moving Goods or Equipment?

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