From engagement rings to heirloom watches, a standalone policy that covers loss, theft, damage, and disappearance — worldwide, and without the limits of a typical homeowners policy.
Protection travels with you — coverage extends well beyond what a typical homeowners policy offers, anywhere in the world.
Broad protection that covers the ways jewelry actually goes missing or gets damaged — not just theft.
Work with your jeweler of choice to repair or replace your piece with the same kind and quality it had before.
Coverage extends to loose stones while they're being set, not just finished pieces.
A standalone jewelry policy keeps a jewelry claim from affecting your home insurance rates or claims history.
For most people, jewelry insurance runs about 1–2% of the item's value per year.
Repair or replacement coverage for rings, necklaces, earrings, watches, bracelets, and charms — even loose stones while they're being set.
Coverage for the most common ways jewelry is lost or damaged, whether it happens at home, at work, or on the road.
If something happens to your piece, coverage works with your jeweler of choice to repair or replace it to match what it was before.
A dedicated jewelry policy keeps your homeowners coverage clean, since a jewelry claim doesn't run through your home policy at all.
Tell us what you need to insure, and we'll help you find the right fit for every piece that matters to you.