High-Value Collectibles

Standalone Coverage for What You've Spent Years Collecting

Dedicated coverage for your most valuable possessions — completely separate from your homeowners policy, with a $0 deductible and agreed value protection.

Key Policy Benefits

A claim on your collection won't raise your homeowners rates — this is dedicated coverage built around what you own, not a generic add-on.

Worldwide Protection

All items are covered whether you're at home, traveling domestically, or abroad.

$0 Deductible

You won't pay anything out of pocket in the event of a covered loss.

Agreed Value Coverage

In a total loss, you receive no less than the insured value stated on your policy.

Market Appreciation

Up to 150% replacement if market value exceeds your coverage limit at time of loss.

Transit Protection

Move art and valuables to a seasonal residence with full coverage in transit.

Newly Acquired Items

New purchases are automatically covered for up to 90 days after you buy them.

Comprehensive Coverage

Protected against fire, theft, earthquake, flood, breakage, and mysterious disappearance.

Flexible Coverage Options

Scheduled or blanket coverage available, tailored to how your collection is built.

$0
Deductible on all claims
150%
Max market appreciation coverage
90 Days
Auto-coverage for newly acquired items
Agreed Value
No less than insured value, guaranteed

What's Covered

We provide comprehensive coverage for an expansive and diverse range of valuable collectibles and luxury items, ensuring protection for everything from fine art and rare books to vintage tech and unique memorabilia.

Handbags
Trading Cards
Sports Memorabilia
Sneakers
Vintage Cameras
Toys
Wine & Liquor
Rare Books
Comic Books
Musical Instruments
Antique Firearms
Coins
Stamps
Figurines
Art
Memorabilia & Autographs
Action Figures
Model Trains
Vintage Tech
And More
Often Paired With
Get Covered

Have a Collection Worth Protecting?

We'll help you find standalone coverage that reflects what your collection is really worth.

Get a Collectibles Coverage Quote