Homeowners & Renters

Protection for Your Home, and Everything In It

Coverage for homeowners and renters across Georgia.

Coverage Benefits

Coverage That Works However You Live

Automatic Approval, No Credit Check

Simple enrollment for renters — no credit check standing between you and meeting your lease's insurance requirement.

Enhanced Coverage Add-Ons

Options most basic renters policies skip — water damage you cause, iron and cigarette burns, and pet damage.

Personal Property, Anywhere

Contents coverage follows your belongings worldwide, not just inside your four walls.

Liability & Legal Defense

Protection if you're responsible for injury or damage to others, including legal defense, medical payments, and claim expenses.

Student & Device Coverage

Laptops, tablets, smartphones, textbooks, and bicycles protected against accidental damage and theft — built for off-campus living.

Flexible, Affordable Plans

Multiple payment options and rates that scale to fit a range of budgets, from a first apartment to a growing family.

What's Covered

Protection for Homeowners & Renters

Dwelling Coverage

Helps cover the cost to repair or rebuild your home after a covered loss like fire, wind, or storm damage.

Personal Property

Protects your belongings — furniture, electronics, and more — against covered losses, whether you own or rent.

Liability Protection

Helps cover legal and medical costs if someone is injured on your property and you're found responsible.

Renters Coverage

A lower-cost option for renters that covers personal belongings and liability without covering the building itself — and meets most lease insurance requirements.

Enhanced Renters Add-Ons

Water damage you cause, iron and cigarette burns, and pet damage — coverage enhancements that standard renters policies typically leave out. Availability varies by state.

Property & Weather Perils

Covers loss from fire, smoke, or explosion; lightning, windstorm, or hail; weight of ice, snow, or sleet; falling objects; artificial electrical current; and forced-entry theft or vandalism.

Student & Parent Renters Coverage

Built for off-campus student living — covers laptops, tablets, smartphones, textbooks, and bicycles, while fulfilling the liability insurance requirement most leases call for.

Built For

Homeowners, Renters & Everyone In Between

Apartment Renters
College Students & Off-Campus Housing
Parents Co-Signing a Lease
Single-Family Homeowners
Condo Owners
And More
$2,661
Avg. reported loss from a renter burglary
No
Credit check required to enroll
$5K–$50K
Personal property coverage range available
$25K–$300K
Liability coverage range available

Figures shown reflect current carrier programs and vary by property, state, and risk. As we add more carriers to our network, additional limit and coverage options may become available.

Often Paired With
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