Errors & Omissions

Professional Liability Coverage Built Around Your Work

Protection for consultants, agencies, real estate professionals, and service providers of every kind — because even good advice can get you sued.

Why E&O Coverage

Coverage That Moves With Your Business

Broad Professional Services Definition

A wide definition of professional services means fewer gaps in coverage between what you actually do and what's written into the policy.

Full Prior Acts Coverage

Protection for claims tied to work performed in the past, back to an agreed-upon date, so you're not just covered going forward.

Defense Costs Outside the Limit

Legal defense costs available outside the limits of liability, so defending a claim doesn't eat into the money left to pay it.

Flexible Deductible Options

Choose from a range of deductible options, including no-deductible availability, to fit your budget and risk tolerance.

Contractors & Subsidiaries Included

Coverage extends to independent contractors and subsidiaries performing work on your behalf, not just direct employees.

Bundle With Other Coverage

Add General Liability, Business Personal Property, Cyber Security, or a full Business Owners Policy alongside your E&O.

What's Covered

Professional Liability Protection

Professional Negligence Claims

Covers actual or alleged negligence in performing professional services — even if your client's claim turns out to be unfounded, you're covered for defending it.

Legal Defense & Settlements

Legal defense costs, awarded damages, and settlement amounts, plus a duty to defend from the first notice of a claim.

Personal & Advertising Injury

Coverage for claims like libel or slander arising from your business's advertising or communications.

Contingent Bodily Injury & Property Damage

Covers bodily injury and property damage claims that arise out of your professional services, with adjustable coverage limits.

Up to $15M
Revenue eligibility
$2M
Primary limits available
$0–$10K
Deductible options
$500
Minimum premium starting from
Optional Add-Ons

Available Endorsements

Waiver of Subrogation Blanket Additional Insured Contingent Bodily Injury & Property Damage General Liability Bundle Cyber Security Bundle Business Owners Policy Bundle
300+ Acceptable Professions

Classes We Cover

Advertising & Marketing Agencies Consultants Accountants & Tax Preparers Bookkeepers Real Estate Agents & Brokers Property Managers Mortgage Brokers Architects & Engineers Interior Designers Graphic Designers Event, Party & Wedding Planners Executive & Life Coaching Services Mental Health / Case Managers Speech Therapists Allied Health Care Social Workers Beauty & Wellness Professionals Cleaning Services Private Investigators Fire Investigators Court Reporters Audio/Visual Consultants Creative & PR Companies Technology Companies & Software Developers And More
Often Paired With
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